HOW ETSY GOT US $2 MILLION+ IN REAL ESTATE

About this video

Dylan Jahraus explains, in her telling, how Etsy income funded real estate investing and built generational wealth for her family in San Diego. She claims her shop does $300,000-$400,000 a year. She says she started the shop in 2016 in a one-bedroom apartment where the business was doing about $134,000 a year. In 2018, she says, they bought a house for $554,000, putting $300,000 down at 3.25% — noting her Etsy income could not help qualify because she had not been selling for 12 months and had no W-2. She says that house appreciated to over $800,000, was filled with inventory and used as a home office deduction, and was refinanced in 2021 to 2.25%; her biggest regret is not cashing out equity at that refinance. She says Etsy income from 2018 to 2020 built a cash balance of about $500,000. In 2021 they bought a second house in the same neighborhood for $707,000, putting $360,000 down at 2.25% — a second mistake, she says, because they did not need to put that much down. They moved in and rented the first house for $4,400 a month against an $1,800 mortgage. In early 2022, as rates rose, they bought a San Diego duplex for $810,000, did about $30,000 of renovations themselves with each side vacant only two weeks, put 15% down at around 4.5%, and still claim $1,000 a month in positive cash flow. She values their Southern California portfolio at well over $2 million. Her core argument is that a made-to-order Etsy business keeps little inventory, turns stock quickly, and produces healthy cash flow, so sellers need a plan to invest that cash in appreciating, long-term assets like real estate rather than losing the wealth once it is earned.

Key takeaways

• Made-to-order selling keeps cash free because little money sits in inventory
• Use strong Etsy cash flow to buy appreciating, long-term assets
• She regrets not cashing out equity at the 2021 refinance and overpaying a down payment in 2021
• Renting the first house covered its mortgage with substantial claimed margin
• Plan what to do with high cash flow before the money arrives

Episode details: published August 3, 2022 · 5:46 long. Summary written by Self Growth Videos from the episode itself. Business results and any income figures mentioned are Dylan Jahraus’s own claims, shared for education — they are not typical or guaranteed.

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