Top 5 New Features in Copilot

About this video

Nick outlines five big Copilot changes. 1) Paid subscriptions changed: Copilot Pro is gone, the free version remains free, and all upgraded features are now included in a Microsoft 365 subscription — Personal, Family, or Premium for individuals; business/enterprise users get a baseline of Copilot features with the option of the upgraded Microsoft 365 Copilot subscription bought by their organization. 2) Temporary chat, only for business or enterprise accounts: requests are not saved in your chat history on the left, which helps keep history clean, but it is not a privacy feature because a Microsoft administrator may still be able to retain information about requests. 3) The Copilot panel in Word, Excel, and PowerPoint is now available to business/enterprise users even with a baseline account, not only the highest tier as before — but features outside the panel still require the upgraded subscription, e.g. rewriting text within the Word editing window, and generating presentations, making individual slides, or translating a presentation in PowerPoint. 4) Copilot App Skills in Excel lets Copilot make changes directly to a spreadsheet rather than just answer questions: it suggests changes such as conditional formatting to highlight cells with a certain value or creating a pivot table on a separate sheet, and asks permission before applying. It is available for all individual users; business/enterprise users need the full Microsoft 365 Copilot subscription. 5) Agent Mode in Excel, previously in preview, is now generally available in all Microsoft 365 subscriptions. The file must be stored on OneDrive or another Microsoft cloud storage tool with AutoSave on; you open the Copilot panel, click Tools, and choose Agent Mode. It can research the internet, make independent decisions, and create new workbooks with charts and graphs — e.g. a spreadsheet of mortgage rates over the past 5 years — or analyze an existing spreadsheet into insights and dashboards, but takes significantly more time and may create projections or placeholders if it cannot find needed data, so responses should be read carefully.

Key takeaways

• Copilot Pro is gone; upgrades are now bundled into Microsoft 365 Personal, Family, or Premium, or the business Microsoft 365 Copilot upgrade
• Temporary chat is business/enterprise only, keeps history clean, but is not a privacy feature — administrators may still retain request information
• Business users now get the Copilot panel in Word, Excel, and PowerPoint at baseline, but outside-panel features like Word rewrite and PowerPoint generation still need the upgrade
• Excel App Skills lets Copilot directly modify spreadsheets — e.g. conditional formatting and pivot tables — after you approve each change
• Agent Mode in Excel requires a OneDrive/cloud file with AutoSave on, can research and build workbooks autonomously, but may use projections or placeholders, so verify its output

Episode details: published February 17, 2026 · 7:15 long. Summary written by Self Growth Videos from the episode itself. Business results and any income figures mentioned are Kevin Stratvert’s own claims, shared for education — they are not typical or guaranteed.

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