Revealing My Entire Multi-Six Figure Investment Portfolio at 27

About this video

Sean walks through what he says is a $361,000 investment portfolio at age 27, built after living frugally for about six years and investing for about three, with a goal of $1 million in invested assets under the FIRE (Financial Independence, Retire Early) idea and the 4% rule. He stresses he is not a financial advisor. By account, he claims: Robinhood about $1,308 in airline and cruise-line stocks he calls play money; Acorns about $8,000 in a moderately aggressive portfolio; a Roth IRA of about $26,000-$27,000 invested in VTSAX; a Solo Roth 401(k) of $48,656, mostly index funds with some individual stocks; and M1 Finance about $161,000, split between a three-fund portfolio (85% VTI) and a ‘growth titans’ tech-stock portfolio. He puts total stocks at about $254,000, crypto at about $16,000 (mostly Bitcoin and Ethereum held on BlockFi for interest), and real estate at about $90,000 from buying land, flipping it on installment payments, and adding tiny houses to some properties. He says about 80% is in index funds because he prefers a buy-and-forget approach over daily trading, and he plans to invest more cash, mainly into stocks and crypto.

Key takeaways

• His stated approach is buy-and-forget index investing: about 80% in index funds such as VTI/VTSAX, with only about 20% in individual stocks he personally uses and understands.
• He favours Roth accounts (Roth IRA and Solo Roth 401(k) via his S corp) because contributions are post-tax but withdrawals of growth are tax-free.
• He frames the goal with the FIRE 4% rule: at $1 million invested, withdrawing 4% would be about $40,000 a year while, in his account, growth could preserve the principal.
• Diversification in his portfolio is modest and simple: a three-fund mix of US stocks, international stocks, and a real estate ETF, plus a separate concentrated tech-stock sleeve.
• He treats small speculative holdings separately as play money and says he wants future cash invested mainly in the more liquid stock and crypto side rather than real estate.

Episode details: published December 27, 2021 · 19:24 long. Summary written by Self Growth Videos from the episode itself. Business results and any income figures mentioned are Sean Dollwet’s own claims, shared for education — they are not typical or guaranteed.

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